The Environmental Site Protection policy provides for on-site and off-site coverage for the Insured against third party liability for bodily injury and property damage (including defense costs). Remediation costs resulting from both pre-existing and new pollution conditions at the insured location can also be covered. Multiple locations can be insured under the same policy, sharing the limits and reducing average cost. A lender can also have coverage under this policy as an additional insured.

Unlike the Lenders Environmental Protection policy which is triggered by default on the loan and the discovery of a recognized environmental condition, this policy affords coverage for a recognized environmental condition or a government mandated cleanup without a default.