Environmental Site Protection

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Financial Specialty's Environmental Contractor’s Pollution Liability policy covers the contractor's liability for third-party claims caused by pollution events arising out of covered operations performed by, or on behalf of, the insured at project sites.

Contractor’s can be protected in the areas of: asbestos / lead abatement, demolition, electrical, excavation / grading, plumbing, masonry, painting, roofing, DOD & DOE, transformer / PCBs, general contracting, environmental remediation, drilling, emergency response, industrial cleaning / maintenance, lab packing, mechanical, paving, Superfund, storage tank and utility.

Coverages

Available on a claims-made or occurrence basis
Blanket additional insured status for clients
Natural resource damage is defined and covered
Broad “covered operations” definition
Innocent insured coverage
Silent with regard to punitive damages
No exclusions for asbestos, lead, underground storage tank, Superfund, or radioactive matter
Environmental action over coverage
Choice of optional extended reporting periods available on claims-made policies —an extended reporting period of up to three years and a supplemental extended reporting period of unlimited duration
Available as a practice policy, project-specific or owner controlled

Our Other Environmental Risk Management programs:

Lender Environmental Site Protection

Environmental Site Protection

Remediation Cost Gap

Blended Finite Program

Environmental Liability Transfer