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Errors
and Omissions Insurance
Firms
and individuals rendering professional services are constantly at risk
of being charged with having committed a material error or omission (i.e.,
a mistake) by their clients. Even though the charges are frequently overblown
or just plain false, there is a significant expense in defending against
these claims.
Insurance covering such defense costs along with potential adverse judgments is a solution to insulate you from a career threatening catastrophe. Aside from the insurance component itself, you will have immediate access to experienced attorneys who will provide you with immediate help when charged with a negligent act. This alone often eliminates or mitigates a claim before it gets out of control.
While many professionals are required by law to have some level of professional liability (E&O) coverage, it just makes sense to protect your livelihood even if you’re not being forced to do so.
Our philosophy at Financial Specialty is to design insurance programs that minimize cost and maximize coverage so that more people and firms can justify the cost of having protection that they want and need to have. However, because of the time and expertise required to properly structure such programs, we limit our efforts to accounts that will generate at least $2,500 annual premium.
Click here to view our recent profile in Forbes which overviews some of our capabilities and our business model.
E-mail Ben Miner or call him at 214-468-8666 to begin structuring an insurance program that suits your needs and budget.
Following is a sampling of the classes of business that we can insure:
E&O Coverage Specialties:
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