Management liability coverage for non-profit entities is specifically tailored to protect the officers and directors from claims against harassment, waste of assets, failure to deliver services and acts beyond granted authority to name a few. Officers and Directors of Non Profit entities should be volunteering their services, not their money or personal assets.

Some officers and directors might feel they are protected by state enacted volunteer statutes; these statutes do offer some protection but are far from adequate in today’s litigious environment.

Policies should be evaluated in the boardroom, rather than the courtroom. Some specific coverage’s are employment practice liability coverage, duty to defend, personal injury, entity coverage and all past, present and future directors, officers, trustees and employees.

These coverage’s can fill the exposures left by state statutes and allow the non-profit business to proceed without the possible financial hardship caused by claims.

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